KARMA - nothing more, nothing less.

we are responsible for our actions.

Everything we do is being recorded by the universe mind. It generates structures for the activities we do. so, it was always advised by our elders TO DO GOOD , BE GOOD, HELP OTHERS.  

All the positive activities will have beautiful structures, whereas all the non- positive activities have distorted or not so beautiful structures.

But, this karma can be slowed down or can be rewritten through meditation. 

During meditation, when someone is in a peaceful state, he produces no KARMA.

Similarly, if someone gains clarity through meditation, he/she can escape from the previous karma, by attaining higher consciousness state. 

We cannot decide everything, there is a superpower, which knows everything.